Ku ciyar da kuɗi kuma ku yi amfani da sakamakonku a kan tafiya
Wata ma'ana ta biya katin bashi hanya ce mai kyau don samun lada don katin sayen ka. Mafi kyawun ma'anar maki yana da kariyan haruffan shiga da manyan shirye-shiryen sakamako. Yi amfani da katunan kuɗin kuɗi don ɗaukar maki (ko mil) wanda za ku iya amfani dashi don tafiyarwa, katunan kyauta da sauran ƙira. Anan ne mafi kyawun ma'anar kyauta katunan bashi da ke samuwa yanzu.
01 na 06
Best Overall: Chase Saƙarya Reserve
Daga Chase Chase Sapphire Reserve shi ne katin bashi mai kyauta - daya tare da ƙididdigar ƙididdiga, ƙarin haɓaka da haɓaka na shekara-shekara.
Bari mu fara tare da shirin sakamako. Chase Sapphire Reserve ya biya maki uku a kowace dollar a kan tafiya, ciki har da hotels, taxis da trains; maki uku a kowace dollar a cin abinci a dukan duniya; da kuma aya ɗaya a kowace dollar a kowane abu. Mahimmanci suna da darajar kashi 50 cikin dari yayin da kuka fanshe su ta hanyar Sakamakon Ƙarshe. Babu kwanakin baƙi ko ƙuntatawa a lokacin da zaka iya fansar ladaranka.
Kamar Chase Sapphire Preferred, Chase Sapphire Reserve ya ba da kyauta 50,000 bayan ya kashe $ 4,000 akan sayayya a farkon watanni uku na bude asusun. Amma, tare da Chase Sapphire Reserve, basus yana da daraja har zuwa $ 750 a cikin tafiya idan ka fanshi maki ta hanyar kayan yanar gizon Chase: Chase Ultimate Rewards.
Alamar saiti ta zama kawai farkon farautar Chase Sapphire Reserve.
Masu sanya katin suna karɓar kyautar kudi na shekara ta 300 da za a sake biya don sayen sayen da aka yi akan katin. Za ku karbi kyautar kudi na $ 100 domin Global Entry ko PreCheck. Sauran halayen Chase Sapphire Reserve sun hada da damar shiga filin jiragen sama da wuraren haya mota na musamman tare da Car Car Rental, Reviews da Silvercar lokacin da ka rubuta tare da katinka.
Tilashin mahimmanci: Kudi na shekara-shekara yana da kuɗin dalar Amurka $ 450 na mai kula da katin farko da kuma dala 75 na kowane shekara don ƙarin ƙarin masu amfani (izini zuwa 4). Babu farashin ma'amala na waje.
02 na 06
Runner-Up, Mafi Girma: Hanya Sawirya Da Ya fi So
Daga Chase Chase Sapphire Amincewa shi ne wani babban mahimmanci yana bada katin bashi a kasuwa. Tsarin sakamako yana da sauki sauƙi, farashi na shekara-shekara yana da kyau, kuma katin yana daya daga cikin manyan haruffa.
Tare da Chase Sapphire da aka fi so, za ku sami maki biyu ga kowane dollar da kuke ciyarwa a kan tafiya da cin abinci a gidajen cin abinci da kuma aya daya a kowace dollar a duk abin da. Duk da yake Chase yana baka dama da zaɓuɓɓukan fansa, mahimmanci suna da darajar kashi 25 cikin dari yayin da kake amfani da Sakamakon Sakamakon Chase don fansar ladanka.
A matsayin alamar saiti, za ku sami maki 50,000 bayan kuna ciyar da $ 4,000 akan sayayya a cikin farkon watanni uku na bude asusun. Lissafi suna da daraja $ 625 lokacin da ka fanshe su ta hanyar sakamakon Chase Ultimate.
Idan kun kasance memba na sauran shirye-shiryen biyayya kuma kuna so ku hada maki, za ku iya canja wurin maki 1: 1 zuwa hotel na Chase da abokan hulɗar jiragen sama. Wasu daga cikin abokan tarayya sun hada da Southwest Airlines Rapid Rewards, United MileagePlus da Marriott Rewards.
Kira mai mahimmanci: Biyan kuɗin kuɗin waje na kasashen waje akan sayayya da kuke yi a wasu lokutan Ana biya watsi na $ 95 na shekara ta farko.
03 na 06
Mafi kyawun tafiya: Ƙungiyar Harkokin Kasuwanci Daya
Ƙungiyar Capital One Don ɗan ƙaramin sassauci a cikin ikon ku na samun lada, bincika Ƙari na Capital One Venture Rewards katin bashi. Sami kusan mil mil biyu a kowace sayan ku. Ƙari yana samun miliyon 50,000 sau ɗaya bayan da kuka kashe $ 3,000 akan sayayya cikin watanni uku na farko.
Karɓar ladabi kamar yadda ya zama mai sauƙi da rashin aiki kamar yadda ake samun su. Kawai saya lada a matsayin sanarwa sanarwa don sayen ku.
Muhimmin farashi: An rayar da kuɗin kuɗin dalar Amurka $ 95 a shekara ta farko, sannan aka caji a kowace shekara a lokacin ranar tunawa da ku. Babu farashin ma'amala na waje.
04 na 06
Kyautarda Gyara Mafi Girma: Citi ThankYou Ƙaunar
Ƙungiyar Citi Katin Citi ThankYou Katin da aka fi so yana biya maki biyu da dollar a cin abinci da nishaɗi; daya aya da dollar a kan kowane abu. Za ka iya samun maki marasa iyaka kuma maki ba zasu ƙare ba. Karbi maki don katunan katunan, tafiya kyauta, ko amfani a Amazon.com ko BestBuy.com.
A matsayin abokin ciniki na Citi, za ka iya ji dadin Citi Price Rewind, wani alama da ta mayar da kai sauƙin gyaran farashin. Aikace-aikace na neman ƙananan farashin kan abubuwan da aka sayi da ku tare da katin Citi ɗinku kuma ya sake biyan bambancin tsakanin farashin da kuka biya da bashin farashi. Duk abin da zaka yi shi ne yin rajistar abu, Citi ya sauran aikin.
Muhimmiyar farashi: Citi ThankYou Preferred offers a 0 percent introductory APR na watanni 15 a kan sayayya da kuma canja wurin daidaitawa. Bayan kwanakin gabatarwa, APR na yau da kullum zai zama 14.49 zuwa 24.49 bisa dari. Babu farashin shekara-shekara.
05 na 06
Mafi kyawun jiragen sama: Kudancin Rahotan Kudancin Kasa da Kariyar Ƙari
Daga Chase Kowace kullun yana buƙatar katin bashi mai kwakwalwa a cikin walat. Ƙarin katunan bashi na kudancin Amurka Rapid Rewards Plus katin bashi da maki biyu ba tare da dollar a Kudu maso yammacin Kudu da wasu otel din da haya mota sayayya; sa'an nan kuma, aya ɗaya a kowace dollar a kowane abu.
Sami maki kyauta 40,000 idan ka kashe $ 1,000 akan sayayya a cikin watanni uku na farko da ka bude asusunka. Bugu da kari samun maki 3,000 a kowace shekara a ranar tunawa da katin ku. Zaka iya fansar maki naka don jiragen kasa, jiragen ruwa, dakunan dakunan kwanan ku, ɗakin motoci da katunan kyauta.
Kwanan kuɗin da aka yi na shekara-shekara na Kasuwancin Kasuwanci na Kudu maso Yamma ya kasance $ 69. Katin Premier na katin ya zo tare da dala na shekara ta $ 99, haɓaka kyaututtuwar ranar tunawa zuwa maki 6,000 kuma ba shi da kudin ma'amala na waje.
06 na 06
Hotel mafi kyau: Hilton HHonors American Express
Ƙwararren Amurka Express Hilton, daya daga cikin manyan masaukin sararin samaniya, yana da ɗaya daga cikin shirye-shiryen sakamako. Tare da Hilton HHonors American Express, samun maki bakwai a kowace dollar akan hotel din yana cikin gidan Hilton; maki biyar na kowace dollar a kan sayen da aka yi a gidajen cin abinci na Amurka, da manyan kantunan da wuraren samar da iskar gas. Sami maki uku a kowace dollar a kan dukan sauran sayayya.
Ku kashe $ 1,000 akan sayayya a cikin watanni uku na farko da bude asusunka kuma ku sami kyaututtuka masu kyau na Hilton 50,000. Hanyoyin Hilton sun hada da Hilton Hotels & Resorts, Hilton Garden Inn da Hilton Garden Inn da Hilton Garden Inn da kuma Hilton Garden Inn.
Samun matsayi na Silvers tare da katin kuɗin ku. Tare da matsayi na Silver, za ku samu kyautar kashi 15 cikin dukan Hilton Honors base points da ku samu, za ku sami kowane 5th dare kyauta a kan hotel din zauna da kuma jin dadin hotel amfani kamar dijital rajistan shiga da kuma marigayi check-out.
Ku kashe $ 20,000 a kan sayayya mai sayarwa a kan katin ku a cikin shekara ta shekara kuma ku sami kyautar Goldton girmamawa na Hilton a sauran shekara kuma ta ƙarshen shekara ta gaba. Matsayi na zinari ya haɗa da duk haɗin kuɗin Ƙari na Ƙari, kuma yana ba ku kyauta mai kashi 25 cikin dukan abubuwan da ke cikin Kyautattun Kyauta ta Hilton da ku ke samu, kowace 5 na dare kyauta da haɓaka ɗaki bisa ga samuwa.
Muhimmin farashi: Babu farashin shekara-shekara.
Kalmomin katin bashi suna iya canzawa. Bincika tare da kowane mai bayarda katin bashi don sababbin sharuddan da yanayi.