Assurance Tafiya 101: Menene Assurance Tafiya?

Jagora mai sauƙi-karatu game da manufofin inshorar tafiya

Kila ba ka sami kanka da tattaunawar da abokanka da maƙwabtanka ba, kuma ba a yin tallata inshorar inshora a cikin manyan kafofin watsa labaru ta hanyar masu ba da labari mai ban sha'awa (ko dabbobi, don wannan al'amari). Wasu manufofin inshorar da muka saya - rayuwa, kiwon lafiya, motsa jiki da gida - duk suna bayani game da kansu. Amma abin da daidai ne inshora inshora ?

Magana mai sauƙi na inshora tafiya

A taƙaice, tafiya inshora yana da layi na musamman, an tsara shi don kare lafiyarka da dukiya a cikin abin da ke faruwa ba daidai ba a lokacin kawancin ka a duniya.

Duk da cewa ba abin mamaki ba ne don sayen inshora na tafiya don tafiyarku a cikin gida, za ku iya samun ƙarin biyan kuɗi na tafiya don tafiye-tafiye na duniya. Za ku iya samun ƙarin biyan kuɗaɗen tafiya idan ya zo don yin tafiya zuwa ƙananan ƙasashe masu tasowa, ko yankunan duniya waɗanda ke da rikici.

Shin, ba tafiya tafiya inshora ba ya rage injin inshora na yanzu?

Wannan tambaya ne da ake tambaya sau da yawa lokacin da masu kallo suke kallon ƙara wata asusun inshora na tafiya zuwa jerin jerin su. Yayinda rayuwarku ta yau da kuma kyautar lafiyarku za ta rufe wani abu da ya faru da ku yayin da kuka yi tafiya a cikin ƙasarku, waɗannan amfaninku bazai yalwata muku ba lokacin da kuke tafiya a duniya. Wannan gaskiya ne ga wadanda ke kan Medicare: yayin da Medicare zai ba da amfani yayin da yake a Amurka ko ƙasashen Amurka (ciki har da Puerto Rico, tsibirin Virgin Islands, Guam, Arewacin Mariana Islands, ko Amurka ta Amirka), mai yiwuwa ba su da damar samun amfani yayin tafiya a duniya.

Ina bukatan inshora tafiya don ziyarci wata ƙasa?

Wannan wata tambaya ce ta kowa - amma mai wuya a amsa. Lokacin da kake tafiya zuwa kasashen yammacin yammacinka, kamar Kanada, Ƙasar Ingila, Ireland, Faransa, Spain, ko Jamus, ba za a buƙaci ka ba da tabbacin inshora na tafiya ba.

Wannan an ce, inshora na inshora zai iya taimaka maka a cikin wadannan kasashe idan ka yi rashin lafiya ko kuma ka ji rauni lokacin zamanka.

A cikin kasashe masu tasowa a duniya, hawan inshora yana bada shawara sosai don dalilan da dama. Alal misali, kayan kiwon lafiya da tsabta a cikin waɗannan kasashe bazai iya gina su ba kamar yadda kasashen yammacin duniya suke. A sakamakon haka, famfo ruwa zai iya ƙunsar ciwon parasites, kuma asibitoci bazai bayar da irin kulawa ɗaya kamar yadda za ku samu a gida ba. A cikin wannan hali, inshora na tafiya zai iya taimaka maka wajen samun wuraren kulawa, kuma (a wasu lokuta) zai taimaka maka fitarwa ta likita a yayin taron gaggawa.

A wani ɓangare, wasu ƙasashe na iya buƙatar ka ɗauki ma'anar inshora na tafiyar tafiya kafin ka shiga ƙasar. Alal misali: domin yin amfani da shi don ziyarci Rasha, ofishin jakadancin da kake nema zai iya buƙatar tabbacin inshora na tafiya kafin ya bada takardar visa mai aiki, ban da wasu takardun. Kuma wajibi ne masu ziyara a Kyuba suna buƙatar koyaswa don tabbatar da hujjoji game da asusun inshora, ko kuma za a tilasta su saya wata manufar daga kamfanin gida kafin a shigar da su.

A ina zan iya samun jerin kamfanonin inshora tafiya?

Don dalilai na bayanan, Sashen Gwamnati yana kula da jerin masu samar da inshora na tafiya a Amurka.