Jagora ga Bayani da Kuɗi a Afrika

Idan kuna shirin tafiya zuwa Afirka, kuna buƙatar gano ƙananan gida don kujerar ku kuma shirya hanya mafi kyau don gudanar da kuɗin ku yayin kuna wurin. Yawancin kasashen Afirka suna da kuɗin kansu na musamman, ko da yake wasu suna raba wannan kudin tare da wasu jihohi. Kamfanin na CFC na Afirka ta Yamma, shine alamar kudin kasashen takwas a Afirka ta Yamma , ciki har da Benin, Burkina Faso, Guinea-Bissau, Cote d'Ivoire, Mali, Nijar, Senegal da Togo.

Hakazalika, wasu ƙasashen Afirka suna da fiye da ɗaya daga cikin ma'aikata. An yi amfani da Rand na Afirka ta Kudu tare da dala Namibia a Namibia; kuma tare da Swazi lilangeni a Swaziland. Kasar Zimbabwe tana daukan matsayin da kasar take da shi tare da mafi yawan jami'an tsaro, duk da haka. Bayan faduwar gwamnatin kasar Zimbabwe, aka sanar da cewa, za a yi la'akari da sau bakwai daban-daban daga ko'ina cikin duniya a matsayin mai ladabi a cikin kudancin Afirka.

Canjin musayar

Kwanan kuɗi na yawancin kasashen Afirka na da banza, saboda haka ya fi kyau jira har sai kun zo kafin ku canza kuɗin kuɗin waje a cikin kuɗin gida. Sau da yawa, hanya mafi arha don samun kudin gida shi ne ya zana shi ta hanyar ATM, maimakon biya hukumcin a tashar jirgin sama ko cibiyoyin musayar birane. Idan ka fi so ka musanya kuɗi, sake mayar da kuɗi kaɗan (isa ya biya biyan kuɗin daga filin jirgin sama zuwa hotel dinku na farko), sa'an nan kuma ku canza sauran a garin inda ya fi rahusa.

Tabbatar sauke aikace-aikacen masu musayar waje, ko amfani da shafin yanar gizo kamar wannan don ninka duba ƙidayar sabon musayar kafin ku yarda da kudin kuɗi.

Cash, Cards or Traveler's Checks?

Ka guje wa canza kuɗin ku a cikin ajiyar kuɗi - sun kasance da dadewa kuma ba a yarda da su ba a Afirka, musamman ma a yankunan karkara.

Dukansu tsabar kuɗi da katunan suna da nasu samfurori da kaya. Karɓar kuɗi mai yawa a kan mutumin ba shi da kyau a Afrika daga yanayin tsaro, kuma idan har gidan ku yana da amintacce amintacce, ba kyau ba ne ku bar shi a dakin hotel din ko dai. Idan za ta yiwu, bari mafi yawan kuɗin ku a cikin banki, ta amfani da ATM don zana shi a cikin kananan installments kamar yadda ake bukata.

Duk da haka, yayin da birane a ƙasashe irin su Misira da Afirka ta Kudu suna da wadata masu amfani da ATM, za ku iya zama gilashi don samun ɗaya a cikin wani sansanin safari mai zurfi ko a kan tsibirin tsibirin Indiya . Idan kuna tafiya zuwa wurare inda ATM ba su da tabbas ko ba su da samuwa, kuna buƙatar jawo kuɗin da kuka yi nufi a kan ciyarwa a gaba. Duk inda kuka je, yana da kyau na dauke da kuɗin kudi ko ƙananan bayanai don tayar da mutanen da za ku hadu a kan tafiya, daga masu tsaron motar mota zuwa ga tashar gas.

Kudi & Tsaro a Afirka

Don haka, idan aka tilasta ka zana yawan kuɗi, ta yaya za ka kiyaye shi lafiya? Kyaftinku mafi kyau shi ne ya raba kuɗin ku, ya ajiye shi a wurare daban-daban (wanda aka yi birgima a cikin ɗakuna a cikin jakar kuɗinku, ɗaya a cikin wani ɓoye na asiri a cikin jakarku ta baya, daya a cikin wani otel din lafiya da sauransu). Ta wannan hanyar, idan an sace jakar daya, za ku sami sauran takunkumin tsabar kudi don dawowa.

Kada ku ɗauki walat ɗin ku a cikin jakar kuɗaɗɗen, bayyane - a maimakon haka, ku zuba jari cikin belin kuɗi ko ku ajiye bayanan kula a cikin aljihun zipped.

Idan ka yanke shawara ka je hanyar hanyar katin, ka kasance sananne game da kewaye ka a ATMs. Zaɓi ɗaya a cikin wani hadari, wuri mai haske, kuma ka tabbata kada ka bari kowa ya tsaya kusa don ganin PIN naka. Yi la'akari da masu fasaha don bayar da gudunmawa don taimaka maka ka janye, ko kuma nemanka don taimaka maka. Idan wani ya zo wurinka yayin da kake sayen kuɗi, ka yi hankali kada su zama abin haɗari yayin da wani ya karbi kuɗin ku. Kasancewa lafiya a Afirka yana da sauƙi - amma mahimman hankali yana da muhimmanci.

Kasashen Afrika na Yanki

Algeria: Dinar Algeriya (DZD)

Angola : Angolan kwanza (AOA)

Benin: Yankin CFA na Yammacin Afrika (XOF)

Botswana : Botswanan Pula (BWP)

Burkina Faso: CFA ta yammacin Afrika CAF (XOF)

Burundi: Burundi Franc (BIF)

Cameroon: CFA na tsakiya na Afirka ta tsakiya (XAF)

Cape Verde: Cape Verde na kasar Cape Verde (CVE)

Jamhuriyar Afrika ta Tsakiya: CFA na tsakiya na Afrika ta tsakiya (XAF)

Chadi: CAF na tsakiya na Afrika ta tsakiya (XAF)

Comoros: Comorian Franc (KMF)

Cote d'Ivoire: Kamfanin CFA na Yammacin Afrika (XOF)

Jamhuriyar Demokiradiyar Kwango: Kwango Kongo (CDF), Zairean Zaire (ZRZ)

Djibouti: Djiboutian Franc (DJF)

Masar : Littafin Masar (EGP)

Equatorial Guinea : CFA na tsakiya na Afirka ta tsakiya (XAF)

Eritrea: Erikrea nakfa (ERN)

Habasha : Birtaniya Habasha (ETB)

Gabon: CFA na tsakiya na Afirka ta tsakiya (XAF)

Gambiya: Gambian Dollar (GMD)

Ghana : Ghana Cedi (GHS)

Guinea: Guinean franc (GNF)

Guinea-Bissau: CFA ta yammacin Afirka (XOF)

Kenya : Yankin Kenyan (KES)

Lesotho: Lesotho loti (LSL)

Liberia: Ƙasar Liberia (LRD)

Libya: Libya dinar (LYD)

Madagaskar: Malagasy ariary (MGA)

Malawi : Malawian kwacha (MWK)

Mali : Yammacin Afirka CFA (XOF)

Mauritaniya: Mauritiyan koguiya (MRO)

Mauritius : Ruror Mauritian (MUR)

Morocco : Moroccan dirham (MAD)

Mozambique: Motocin Mozambique (MZN)

Namibia : Namibia (NAD), Rand Africa ta Kudu (ZAR)

Nijar: Kamfanin CFA na Yammacin Afrika (XOF)

Najeriya : Naira Naira (NGN)

Jamhuriyar Congo: CFA na tsakiya na Afrika (XAF)

Rwanda : Rwandan franc (RWF)

Sao Tome da Principe: São Tomé da Príncipe dobra (STD)

Senegal : CFA na yammacin Afrika CAF (XOF)

Seychelles: Seychellois rupee (SCR)

Sierra Leone: Saliyo leone (SLL)

Somalia: Somaliya Shilling (SOS)

Afirka ta Kudu : Rand na Afirka ta Kudu (ZAR)

Sudan: Kudancin Sudan (SDG)

Sudan Ta Kudu: Kudancin Sudan ta Kudu (SSP)

Swaziland: Swazi Lilangeni (SZL), Rand na Afirka ta Kudu (ZAR)

Tanzania : Tanzanian Shilling (TZS)

Togo: Kamfanin CFA na Yammacin Afrika (XOF)

Tunisia : Tunisia dinar (TND)

Uganda : Ugandan Shilling (UGX)

Zambia : Zambian kwacha (ZMK)

Zimbabwe : Ƙasar Amurka (USD), Rand na Afirka ta Kudu (ZAR), Yuro (EUR), rupee Indiya (INR), Firayim din biliyan (GBP), Yuan / Renminbi na kasar Sin (CNY), Blauwan Pula (BWP)